TJ Johnson

Springtime Insurance Tips: Protect What Matters This Season

Spring is a season of renewal and fresh starts, but it’s also a great time to review your insurance coverage to ensure you’re protected. From spring cleaning to enjoying outdoor activities, here are some essential insurance pointers to keep in mind this season:

1. Review Your Home Insurance Policy

Spring often means tackling home improvement projects and cleaning. Make sure your home insurance policy covers any new purchases or renovations. Check for coverage on tools and materials, and consider increasing your policy limits if you’ve made significant upgrades.

2. Inspect Your Property for Damage

Winter weather can cause hidden damage to your roof, gutters, and foundation. Document any issues and report them to your insurer promptly. This can prevent costly repairs down the line and ensure claims are processed smoothly if needed.

3. Update Your Auto Insurance

With better weather, you might be spending more time on the road. Review your auto insurance policy to confirm you have adequate coverage, especially if you’ve purchased a new vehicle or plan to take a road trip. Consider adding roadside assistance if you don’t already have it.

4. Protect Your Outdoor Equipment

Lawnmowers, gardening tools, and recreational gear can be expensive to replace. Check if these items are covered under your homeowner’s or renter’s insurance, or if you need additional coverage.

5. Prepare for Seasonal Activities

If you’re thinking about hosting outdoor gatherings or take part in spring sports, verify that your liability coverage is sufficient. Accidents can happen, and having the right protection can save you from unexpected expenses.

6. Update Your Personal Inventory

Spring cleaning is the perfect time to update your home inventory. Take photos or videos of your valuables and keep receipts or appraisals handy. This documentation will be invaluable if you ever need to file a claim.

Stay Protected This Spring

Spring is a wonderful time to refresh your insurance policies along with your home and lifestyle. If you have any questions or want to review your coverage, don’t hesitate to contact us. We’re here to help you enjoy a safe and worry-free season!

🚗 Who Drives Your Vehicle - Please call the office for some updates on who is covered if they drive your vehicle! Confirm your auto insurance is up to date and understand your coverage in case of an accident.

🏡 Protect Your Home: With decorations, guests, and sometimes harsh winter weather, make sure your home and belongings are covered.

🎁 Update Your Coverage: Valuable gifts and new purchases can increase your insurance needs. Consider updating your policy to reflect these changes.

☎️ Stay Prepared: Keep emergency numbers handy and know how to reach us if you need assistance during the holidays.

Thank you for trusting us to be part of your journey—we look forward to serving you in 2026 and beyond.

Tracie (TJ) and the team

I am honored to be a State Farm Agent. My mission first is to be an Ambassador for Christ - to show love in everything I do and reflect God in the way I treat my customers, my team and my family. In my office, we want to help you, our customer, to understand your needs and educate you on how we can help cover those needs. SERVICE IS LOVE VISIBLE AND PROVIDING EXCELLENT CUSTOMER SERVICE IS OUR GOAL! Taking care of your insurance and financial service needs and helping to educate our customers is our goal. Call us today and let us prove it to you!

We are licensed in Kentucky, Ohio and Indiana! Active member of local church in Alexandria, KY! Former Board Chair for RESET Ministries- Newport, KY! Campbell County, KY resident and community volunteer. Ambassador for Life Qualifier. Campbell County/Wilder Kentucky Notary. 6 Yr Holly Hill Children's Services Board Member. I support many community and local school events. If you are buying a new home, call me first! Life Legion of Honor Qualifier. Convenient Location & Parking in Wilder, KY. Call me to discuss your life insurance needs! Handicapped accessible office! Licensed in Cincinnati, OH and Lawrenceburg, IN! Free insurance quotes for auto and home insurance! State Farm Agent in Wilder, KY! Active supporter of Campbell County schools and events! Call me if you are relocating to Northern KY, Cincinnati, OH or Aurora, Indiana! I love providing excellent customer service to the Tri-State area!